With employer offered health plans having changed in recent years, it is a smart idea to compare your employer health plan to that of Medicare plans. Since looking at plans can be confusing, I recommend looking at a few areas to compare. Below I have listed questions I would advise seeking answers to so you […]
Medicare Part B Excess charges are related to doctors and other outpatient healthcare providers, including medical supplies. This is not charged by all providers, however, in most states, providers have the option to charge “excess”. Participating Providers are ones that have signed an agreement to charge you a Medicare approved amount for their services, which […]
Federal law doesn’t require insurance companies to sell Medicare Supplement policies to people under 65. If you’re under 65, you might not be able to buy the Medicare Supplement policy you want, or any Medicare Supplement policy, until you turn 65. However, some states require Medicare Supplement insurance companies to sell you a Medicare Supplement policy, even if you’re under 65. These states […]
Sometimes you may be prescribed a medication which is not covered on the formulary, which is a list of covered medications, for your Part D Prescription Drug Plan. What can you do? Ask your doctor if there is an alternative medication which is on the formulary for your Part D Prescription Drug Plan. If the […]
