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Medicare Supplement Plans in 2020

May 14, 2019 by John Bush

MACRA is known as the Medicare Access and CHIP Reauthorization Act of 2015. With this brings a change to know about relating to Medicare Supplement (Medigap) plans.  

Starting January 1, 2020 MACRA prohibits first-dollar coverage plan for those newly eligible for Medicare. This means that Plan C, Plan F, and High-deductible Plan F are no longer options for those newly eligible for Medicare starting January 1, 2020.

Newly Eligible is anyone who attains age 65 on or after January 1, 2020, OR who first becomes eligible for Medicare benefits due to age, disability, or end-stage renal disease (ERSD) on or after January 1,2020.  

Medicare Supplement plans will not be replaced or eliminated. Medicare beneficiaries who started Medicare before January 1, 2020 will be able to keep, purchase, or switch to Plan C, Plan F, or High-deductible Plan F.

If you have any questions, please don’t hesitate to contact me.

Sources:

https://www.congress.gov/bill/114th-congress/house-bill/2/text

https://www.medicare.gov/supplements-other-insurance/how-to-compare-medigap-policies


About the Author

John Bush has been an independent insurance broker helping those on Medicare learn of their rights and options since 2010. He has helped many people find the right plan that is best for them. John is passionate about helping people in a manner that is easy to understand, resourceful, and non-pushy. John helps people get the best coverage for their premium dollar without sacrificing customer service.

Category iconMACRA,  Medicare,  Medicare Supplement,  News

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